I moved from Germany to the US for my career. The high cost of living in California shocked me, but it's worth it to live here.

• Christiane Schroeter moved from Germany to the US to pursue higher education and stayed for work.
• High housing and childcare costs in California have significantly affected her family’s budget.
• Even with the high expenses, she loves the lifestyle, being near the ocean, and the produce in California.

Healthcare and benefits reshaped my definition of stability

Healthcare in the US introduced another layer of financial awareness. Even with insurance, you still have to pay premiums, deductibles, co-pays, navigate provider networks, and prepare for potential surprise costs.

I remember debating whether to schedule a specialist appointment because I wasn’t sure how much it would count toward our deductible. In Germany, that decision would have been straightforward. In the US, it required reviewing the provider network, estimating out-of-pocket costs, and preparing for an unexpected bill.

The upside is real, but so is the pressure

I built the life for which I came here. I built a stable academic career. I built a business. California became home.

In Germany, Sundays were true rest days. Life paused by design. In California, Sundays easily became catch-up days. I realized I had to intentionally create what I now call “Serenity Sunday.” It is my way of honoring the German philosophy of working to live while living in an American culture that often feels like living to work.

I don’t think I’d move back to Germany now. When I visit, I enjoy it more like a tourist looking in than a native who feels at home. For me, the cost of living in California is worth it, because what I’ve gained is hard to put on a spreadsheet: independence, a career I couldn’t have built anywhere else, and a family rooted in a place I chose.

The price is real, but so is the payoff.