15 US states where homeowners are more likely to be at risk from hurricane damage

• It’s the start of hurricane season, and with it comes the risk of home damage.
• Cotality ranked states with the biggest risk of hurricane damage, and some of the results were surprising.
• Gulf states have more homes susceptible to hurricane wind damage, but the Northeast’s damage can hit harder.

In total, more than 32.2 million homes across the United States are at moderate or greater risk from hurricane winds alone, accounting for over $12.26 trillion in reconstruction cost value, according to Cotality.

Below, see the states where homeowners are at the highest risk of hurricane damage.

Median home price data is from Redfin.

15. Maryland

Number of homes with moderate or greater risk: 479,881

Reconstruction cost value: $179.6 billion

Median home price: $446,900

1. Alabama
   

Number of homes with moderate or greater risk: 768,390

Reconstruction cost value: $232.7 billion

Median home price: $299,000

1. Pennsylvania
   

Number of homes with moderate or greater risk: 781,797

Reconstruction cost value: $360 billion

Median home price: $308,500

1. Connecticut
   

Number of homes with moderate or greater risk: 813,066

Reconstruction cost value: $426 billion

Median home price: $445,100

1. Georgia
   

Number of homes with moderate or greater risk: 836,172

Reconstruction cost value: $243.1 billion

Median home price: $373,700

1. Mississippi
   

Number of homes with moderate or greater risk: 837,860

Reconstruction cost value: $241.8 billion

Median home price: $265,200

1. Virginia
   

Number of homes with moderate or greater risk: 1,146,781

Reconstruction cost value: $426.4 billion

Median home price: $462,400

1. South Carolina
   

Number of homes with moderate or greater risk: 1,482,345

Reconstruction cost value: $476.9 billion

Median home price: $397,600

1. Louisiana
   

Number of homes with moderate or greater risk: 1,657,255

Reconstruction cost value: $515.7 billion

Median home price: $260,300

1. Massachusetts
   

Number of homes with moderate or greater risk: 1,785,383

Reconstruction cost value: $1 trillion

Median home price: $645,400

1. New Jersey
   

Number of homes with moderate or greater risk: 2,208,651

Reconstruction cost value: $1.2 trillion

Median home price: $545,300

1. New York
   

Number of homes with moderate or greater risk: 2,213,104

Reconstruction cost value: $1.2 trillion

Median home price: $595,900

1. North Carolina
   

Number of homes with moderate or greater risk: 3,165,030

Reconstruction cost value: $1.1 trillion

Median home price: $381,700

1. Texas
   

Number of homes with moderate or greater risk: 4,763,476

Reconstruction cost value: $1.5 trillion

Median home price: $341,800

1. Florida
   

Number of homes with moderate or greater risk: 8,249,592

Reconstruction cost value: $2.3 trillion

Median home price: $416,800

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